{"id":14893,"date":"2021-03-16T08:42:00","date_gmt":"2021-03-16T05:42:00","guid":{"rendered":"https:\/\/slovakiagarant.com\/health-insurance-for-foreigners-in-slovakia\/"},"modified":"2025-06-24T16:52:15","modified_gmt":"2025-06-24T13:52:15","slug":"health-insurance-for-foreigners-in-slovakia","status":"publish","type":"post","link":"https:\/\/slovakiagarant.com\/en\/health-insurance-for-foreigners-in-slovakia\/","title":{"rendered":"Health insurance for foreigners in Slovakia"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If you are planning to move to the Slovak Republic and obtain a residence permit, it is worth worrying about health insurance <img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t5c\/1\/16\/1f468_200d_2695.png\" alt=\"&#x1F468;&#x200D;&#x2695;&#xFE0F;\" width=\"16\" height=\"16\"\/> beforehand<\/p>\n\n<p class=\"wp-block-paragraph\">Insurance is not a prerequisite for entering the country or obtaining a residence permit. However, if you have health problems, you will have to pay for all the costs of examination and treatment, for each visit to a doctor. <\/p>\n\n<p class=\"wp-block-paragraph\">Moreover, if you do not take care of the insurance within 3 days after receiving the residence permit document, you may be fined.<\/p>\n\n<p class=\"wp-block-paragraph\">So what types of insurance are available for citizens of other countries?<\/p>\n\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t33\/1\/16\/2705.png\" alt=\"&#x2705;\" width=\"16\" height=\"16\"\/> State insurance<\/p>\n\n<p class=\"wp-block-paragraph\">You can choose this option if you have obtained a residence permit on the basis of:<br\/>&#8211; employment or<br\/>&#8211; opening a sole proprietorship.<\/p>\n\n<p class=\"wp-block-paragraph\">State insurance is provided by the following companies: D\u00f4vera, Union and V\u0161eobecn\u00e1 zdravotn\u00e1 pois\u0165ov\u0148a.<\/p>\n\n<p class=\"wp-block-paragraph\">What are the specifics?<\/p>\n\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t72\/1\/16\/1f538.png\" alt=\"&#x1F538;\" width=\"16\" height=\"16\"\/> You\/your employer must make fixed insurance payments each month.<br\/><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t72\/1\/16\/1f538.png\" alt=\"&#x1F538;\" width=\"16\" height=\"16\"\/> These benefits are directly affected by your finances. The insurance is 14% of the amount of your income. <br\/><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t72\/1\/16\/1f538.png\" alt=\"&#x1F538;\" width=\"16\" height=\"16\"\/> A nice bonus in this case is that your children will be fully insured absolutely free of charge.<br\/><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t72\/1\/16\/1f538.png\" alt=\"&#x1F538;\" width=\"16\" height=\"16\"\/> The state insurance covers quite a wide range of medical expenses, including part of the cost of the drugs prescribed to you.<\/p>\n\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t33\/1\/16\/2705.png\" alt=\"&#x2705;\" width=\"16\" height=\"16\"\/> Commercial health insurance<\/p>\n\n<p class=\"wp-block-paragraph\">Usually such insurance is used by those who have received residence permit on the basis of:<br\/>&#8211; study,<br\/>&#8211; opening a company (S.R.O.),<br\/>&#8211; family reunification.<\/p>\n\n<p class=\"wp-block-paragraph\">It can be arranged in the following companies: AXA, Union, Assistance, Maxima, Ergo and others.<\/p>\n\n<p class=\"wp-block-paragraph\">What are the specifics?<\/p>\n\n<p class=\"wp-block-paragraph\"><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t72\/1\/16\/1f538.png\" alt=\"&#x1F538;\" width=\"16\" height=\"16\"\/> Commercial insurance is bought immediately for a specific period &#8211; month, quarter, year.<br\/><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t72\/1\/16\/1f538.png\" alt=\"&#x1F538;\" width=\"16\" height=\"16\"\/> The cost depends on the package of services, the term of the contract and other factors.<br\/><img decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t72\/1\/16\/1f538.png\" alt=\"&#x1F538;\" width=\"16\" height=\"16\"\/> The amount of coverage varies greatly. For example, such insurance may not cover planned care at all, only emergency services. Or, on the contrary, it may cover almost the full range of medical care. Of course, this will also affect the price.   <\/p>\n\n<p class=\"wp-block-paragraph\">Of course, there are people who risk staying in Slovakia or another EU country without insurance. But, as the past year has shown us, things happen in life, including sudden crisis situations  <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/static.xx.fbcdn.net\/images\/emoji.php\/v9\/t71\/1\/16\/1f614.png\" alt=\"&#x1F614;\" width=\"16\" height=\"16\"\/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are planning to move to the Slovak Republic and obtain a residence permit, it is worth worrying about health insurance beforehand Insurance is not a prerequisite for entering the country or obtaining a residence permit. However, if you have health problems, you will have to pay for all the costs of examination and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11231,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[],"post_folder":[],"class_list":["post-14893","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medicine"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health insurance for foreigners in Slovakia - Slovakia Garant<\/title>\n<meta name=\"description\" content=\"Health insurance for foreigners in Slovakia: how to choose, where to apply and what is covered. 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